Payments and Portfolio,
One Brand
Payxem is the Digitalancers Platform. Two core products, one signup, one link: a Payments wallet at app.payxem.com and a Portfolio at {username}.payxem.com. Built for people who work independently, not for enterprise finance teams.
No monthly fees. Pay only when you get paid.
Portfolio Page
A conversion-focused selling page at {username}.payxem.com. Not a resume. Every CTA funnels into a Payxem invoice or pay link.
- About block, services grid, gallery, testimonials, and FAQ
- Verified tick (KYC approved) shown across the page
- "Hire Me" and custom quote CTAs linked to your pay links
- Inherits avatar, name, and socials from your Payxem profile automatically
- Hosted on a clean, personal subdomain, no profile-page clutter
- Publish, unpublish, or edit anytime from your Payxem dashboard
Send one link. Let your work close the deal.
Professional Invoicing
Create clean, client-ready invoices in seconds. Your invoices are structured, easy to understand, and designed to get you paid faster.
- Add items or services with quantity and price
- Optional tax or VAT with adjustable percentage
- Option to pass service fees to clients
- Auto-calculated totals with full breakdown
- Unique invoice numbers tied to your account
- Share via email or direct payment link
- Download as PDF for records
Your client sees a clear, professional invoice. No confusion. No back and forth.
Smart Client Handling
You do not need a separate CRM. Payxem remembers your clients.
- Enter client email as the primary field
- If the email was used before, details auto-fill
- Name remains optional, email is the key identity
- Build your client list automatically over time
This keeps your workflow fast and clean, especially on mobile.
Payment Links and Easy Checkout
Not every job needs a full invoice. Sometimes you just want to get paid.
- Create reusable payment links
- Share your personal payment page
- Accept custom or fixed amounts
- Clean checkout experience for clients
- Works across devices and locations
Your client clicks, pays, and you track everything in one place.
Multiple Payment Options
Give your clients flexibility. Let them choose how they want to pay.
- PayPal payments
- Stripe and card payments
- Crypto payments (USDT and others)
- More integrations coming
Payxem works with payment providers, not against them.
Ledger Wallet and Balance Tracking
Payxem gives you a clear view of your earnings without complexity.
- Real-time balance tracking
- Separate pending and available amounts
- Automatic fee calculations
- Full transaction history
This is your financial dashboard, simplified.
Transparent Fee Handling
No surprises. Everything is visible.
- Platform fee clearly shown (2.9% + $0.30 per payment received)
- Payment processor fees vary and depend on the processor (e.g. Stripe, PayPal)
- Optional fee pass-through to client
- Net receivable amount shown clearly
You always know what you will receive.
Payout and Withdrawal Options
When you are ready, request your payout your way.
- Withdraw in USDT (crypto)
- Withdraw in local currency based on your country
- Live conversion display before confirmation
- Free withdrawals from Payxem, standard currency exchange or bank transfer fees may apply by partner or processing banks
You stay in control of how you get paid.
Rewards Program (XEM Points)
Get rewarded for using the platform.
- Earn points on transactions
- Bonus rewards for activity and milestones
- Redeem points for platform benefits
The more you use Payxem, the more value you unlock.
Mobile-First Experience
Payxem is designed for real-world usage, not desktop-only workflows.
- Fully optimized for mobile devices
- Fast invoice creation on the go
- Clean interface without clutter
- Works as a Progressive Web App
You can run your business from your phone.
Security and Access Control
Your account and data are protected with modern security practices.
- Magic link login (no password stress)
- Optional PIN or biometric lock
- Session control and activity tracking
- Rate limiting and access protection
Simple for you, difficult for anyone else.
Built for Underserved Markets
Payxem is designed for regions where traditional systems do not work well.
- Supports freelancers in Pakistan, Bangladesh, and similar markets
- Works even where PayPal or Stripe access is limited
- Flexible payout options adapted to real needs
If you can work online, you can use Payxem.
No Monthly Fees
You do not pay to exist on the platform.
- No subscription cost
- No setup fee
- Pay only when you get paid
This keeps your margins safe.
Built to Work for You
Payxem is not trying to replace existing systems. It connects them, simplifies them, and makes them usable for you.
You focus on your work. Payxem handles the structure around it.
Ready to Get Paid?
Create your free account, send your first invoice, and start collecting payments today.
Create Free AccountNo credit card required. Start in under 60 seconds.
